Million Dollar Dip Recipe (The Only Guide You Need)

By Natalie Quinn

On December 24, 2025

An extreme close-up shot of the creamy texture of the Million Dollar Dip, showing bits of bacon, cheese, and green onion.

Cuisine

American

Prep time

10 minutes

Cooking time

Total time

10 minutes

Servings

12 servings

Get ready to discover the most addictive, crowd-pleasing appetizer imaginable: the legendary Million Dollar Dip Recipe. If you’re searching for a quick, easy, and unbelievably flavorful dip that will have everyone begging for the recipe, you’ve found it. This dip is a party classic for a reason—it’s rich, creamy, and packed with savory flavor, all with just a few minutes of prep time. It’s the perfect go-to for holidays, game days, or any gathering where you want to impress without the stress.

This simple recipe combines creamy, cheesy goodness with the savory crunch of bacon and toasted almonds. It’s a flavor and texture combination that is truly irresistible. Let’s dive in and make the best dip you’ll ever taste!

Why You’ll Love This Million Dollar Dip Recipe

There are so many reasons this dip becomes an instant favorite for anyone who tries it. It’s the perfect blend of simplicity and elegance, making it a reliable choice for any host.

  • Incredibly Fast: You only need about 10 minutes to whip this up. It’s the perfect last-minute appetizer solution.
  • Minimal Effort, Maximum Flavor: With simple ingredients and no cooking required, you get a dip that tastes like it took hours to prepare.
  • Perfect for Parties: It’s a certified crowd-pleaser and can be made ahead of time, freeing you up to enjoy your own party.
  • Versatile & Delicious: Serve it with crackers, chips, veggies, or even as a spread for sandwiches. It’s always a hit!

What Is Million Dollar Dip?

Million Dollar Dip, also famously known as Neiman Marcus Dip, is a rich, cheese-based cold dip. Its name comes from its decadent flavor that tastes like a million bucks! The classic recipe is built on a creamy base of mayonnaise and cream cheese, then loaded with sharp cheddar cheese, crispy bacon, toasted almonds, and fresh green onions. It’s a simple masterpiece of savory flavors that has been a staple at gatherings for decades.

A cracker scooping up a generous amount of Neiman Marcus Dip, showing the crunchy almonds and savory bacon.
The perfect bite: creamy dip on a crispy cracker.

The Simple Ingredients You’ll Need

The beauty of this Million Dollar Dip Recipe lies in its simplicity. You only need a handful of common ingredients to create this unforgettable appetizer. Here’s what you’ll need to have on hand:

  • Mayonnaise: Use a good quality, full-fat mayonnaise for the best creamy texture and flavor. Duke’s or Hellmann’s are excellent choices.
  • Cream Cheese: This adds richness and structure. Make sure it’s softened to room temperature for easy mixing.
  • Shredded Cheddar Cheese: Sharp cheddar provides a nice tangy bite that cuts through the richness.
  • Crispy Cooked Bacon: The salty, smoky flavor of bacon is a key component. Cook it extra crispy for the best texture.
  • Slivered Almonds: Toasted almonds add a fantastic nutty flavor and essential crunch.
  • Green Onions: These provide a mild, fresh onion flavor that brightens up the entire dip.
  • Garlic Powder: A touch of garlic powder rounds out the savory notes.

How to Make the Perfect Million Dollar Dip

Ready for the easiest recipe ever? In just two simple steps, you’ll have a dip that’s ready to chill and serve.

  1. In a medium bowl, combine the softened cream cheese, mayonnaise, shredded cheddar cheese, crumbled bacon, toasted almonds, sliced green onions, and garlic powder.
  2. Mix everything together until it is well combined and creamy. For the best flavor, cover the bowl and chill in the refrigerator for at least 2 hours to allow the flavors to meld together.

Pro Tips for the Best Dip Every Time

While this recipe is incredibly simple, a few expert tips can take it from great to absolutely spectacular. Follow these suggestions to ensure your dip is perfect every single time.

An extreme close-up shot of the creamy texture of the Million Dollar Dip, showing bits of bacon, cheese, and green onion.
Look at that incredible texture! This dip is loaded with flavor.

Use Room Temperature Cream Cheese

Starting with softened, room-temperature cream cheese is non-negotiable. It ensures a smooth, creamy, lump-free dip. If you’re short on time, you can quickly soften it by submerging the sealed foil package in warm water for 10 minutes.

Let The Flavors Meld

The secret to the “million dollar” taste is time. While you can serve it right away, this dip is exponentially better after it has chilled for at least two hours. This resting period allows the savory flavors of bacon, garlic, and onion to fully infuse the creamy base.

Toast Your Almonds

Don’t skip toasting the almonds! This simple step takes just a few minutes in a dry skillet and dramatically enhances their nutty flavor and crunch. It makes a huge difference in the final taste and texture of the dip.

Delicious Variations to Try

Once you’ve mastered the classic recipe, feel free to get creative! This dip is a fantastic base for experimentation. Here are a few variations our readers love:

  • Spicy Kick: Add a dash of cayenne pepper or a few tablespoons of finely diced jalapeños for a little heat.
  • Different Cheeses: Swap the cheddar for smoked Gouda, Colby Jack, or a sharp white cheddar for a new flavor profile.
  • Nut Swaps: If you’re not a fan of almonds, toasted pecans or walnuts work beautifully as a substitute.
  • Extra Herbs: A tablespoon of fresh parsley or chives can add another layer of freshness to the dip.

What to Serve with Your Dip

The possibilities are nearly endless! This dip pairs well with almost any crunchy, dippable vessel. For a classic presentation, serve it with a variety of crackers like Ritz, Triscuits, or Wheat Thins. For a lower-carb option, it’s fantastic with fresh vegetable sticks like celery, carrots, and bell peppers. It’s also delicious with potato chips, pretzels, or spread on a slice of toasted baguette. For a truly amazing pairing, try it with homemade Keto Garlic Flatbread.

Storing and Make-Ahead Instructions

This is the ultimate make-ahead party dip. You can prepare it up to 48 hours in advance. Simply store it in an airtight container in the refrigerator. In fact, making it a day ahead is recommended to let the flavors fully develop. Leftovers will keep well in an airtight container in the fridge for 3-4 days, though it rarely lasts that long!

Frequently Asked Questions

Absolutely! This dip is perfect for making ahead. You can prepare it up to 48 hours in advance and store it in an airtight container in the refrigerator. The flavor actually gets better as it chills.

Yes, you can. While toasted slivered almonds are classic, finely chopped toasted pecans or walnuts also work beautifully in this recipe and add a delicious, nutty crunch.

When stored properly in an airtight container, leftovers will last for 3 to 4 days in the refrigerator. However, it’s so delicious that it rarely lasts that long!

Million Dollar Dip is incredibly versatile. It’s most commonly served with a variety of crackers (like Ritz or Wheat Thins), potato chips, pretzels, and fresh vegetable sticks such as celery, carrots, and bell peppers.

It’s called Million Dollar Dip because its rich, decadent flavor tastes like a million bucks! It’s also sometimes known as Neiman Marcus Dip, where a similar recipe was famously served in their restaurants.

More Party-Perfect Recipes

Looking for more easy appetizers and crowd-pleasing dishes for your next event? Be sure to check out our recipes for Crab Cake Egg Rolls and this comforting Crockpot White Chicken Chili. Another fantastic appetizer to try is our Cheesy Zucchini Tomato Bites. They are always a huge hit!

The Ultimate Million Dollar Dip Recipe

An extreme close-up shot of the creamy texture of the Million Dollar Dip, showing bits of bacon, cheese, and green onion.

Million Dollar Dip Recipe (The Only Guide You Need)

This Million Dollar Dip Recipe is the ultimate party appetizer! A quick and easy cold dip loaded with cream cheese, bacon, cheddar, and toasted almonds, it's ready in 10 minutes and guaranteed to be a crowd-pleaser.
Prep Time 10 minutes
Total Time 10 minutes
Servings: 12 servings
Course: Appetizer, Snack
Cuisine: American
Calories: 250

Ingredients
  

  • 8 oz cream cheese softened to room temperature
  • 1 cup mayonnaise good quality
  • 1.5 cups shredded sharp cheddar cheese
  • 1 cup cooked bacon crumbled
  • 0.5 cup slivered almonds toasted
  • 4 green onions thinly sliced
  • 0.5 tsp garlic powder

Equipment

  • 1 Mixing Bowl
  • 1 Spatula

Instructions
 

  1. In a medium bowl, combine the softened cream cheese, mayonnaise, shredded cheddar cheese, crumbled bacon, toasted almonds, sliced green onions, and garlic powder.
  2. Mix everything together until well combined. For best flavor, cover and chill for at least 2 hours before serving to allow the flavors to meld.

Notes

Make-Ahead: This dip is perfect for making up to 48 hours in advance. Store in an airtight container in the refrigerator.
Storage: Leftovers can be stored in an airtight container in the refrigerator for up to 4 days.
Serving: Serve with crackers, chips, pretzels, or fresh vegetables like celery and carrots.

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A shareable pin image for the Million Dollar Dip Recipe, showing the finished dip in a bowl surrounded by crackers, with text overlay.
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